Recently listed digital lending NBFC Kissht posted a breathtaking 52% year-on-year jump in net profit for the March quarter, clocking ₹82.2 crore against ₹54.2 crore in the same period last year, cementing its position as one of India’s fastest-growing fintech lenders.
On a sequential basis, the company’s profit after tax (PAT) rose 7% from ₹77.1 crore in Q3 FY26, signaling sustained momentum even after its IPO. Operating revenue zoomed 68% YoY and 5% QoQ to ₹619.4 crore, demonstrating that Kissht’s growth engine shows no signs of slowing down despite broader macroeconomic headwinds affecting the fintech sector.
Including other income of ₹5.9 crore, Kissht’s total income for Q4 FY26 stood at ₹625.2 crore. Total expenses for the quarter increased 70% YoY to ₹515 crore, reflecting the company’s aggressive investment in customer acquisition, technology infrastructure, and risk management systems — critical for scaling a digital lending business.
Full-Year Performance Excel
For the full fiscal year FY26, Kissht’s performance was even more impressive. Net profit jumped 75% YoY to ₹281.5 crore from ₹160.6 crore in FY25. Operating revenue for the fiscal year grew 63% YoY to ₹2,179.3 crore, marking one of the strongest growth trajectories in India’s digital lending space.
The results come at a critical time for India’s fintech sector, which has faced regulatory scrutiny and investor skepticism over the past year. Kissht’s robust numbers suggest that well-capitalized, compliant digital lenders are emerging as winners in the post-regulation landscape.
What This Means for Investors
Kissht’s Q4FY26 performance validates the investment thesis that digital lending remains a high-growth opportunity in India. With rising smartphone penetration, increasing credit appetite among young consumers, and a shift toward digital-first financial services, the company is well-positioned to capture market share.
The company’s ability to grow revenue faster than expenses — operating revenue up 68% YoY versus expenses up 70% — demonstrates operational efficiency improvements that should sustain profitability as the business scales further.
